Repayment on a subsidized loan does not start until 6 months after the student drops below half-time enrollment, graduates, or withdraws. Loans are one way to pay for your degree. St. Ambrose has partnered with Sallie Mae to offer an opt-in tuition insurance plan. Unfortunately, in many cases these families are unable to recoup all of their tuition dollars. Admissions is somewhat competitive as the St. Ambrose acceptance rate is 74%. How much does it cost?Your first BeeCard is free, but if you lose it, you will be charged $25 to replace it. The majority of private educational loan lenders offer a choice of variable or fixed interest rates. Lab, books, graduation, and other miscellaneous fees and expenses may apply for continuing students. Store your card with keys or other items that could scratch or bend the card. Buzz Bucks are kept on your student ID. With it being my first year I had a hard time with finding everything, but the staff has been incredibly helpful. Participation in the tuition insurance plan is optional and St. Ambrose University does not administer the program. If you are a first-time borrower, there is a 30-day hold on your first disbursement. There are no penalties for early repayment. The school also helps athletes with study hours since being a studet athlete can be very difficult. Submit your deposit and contract here! Tuition, fees, housing and food are charged on a semester basis. Each lender on this preferred lender list is unaffiliated with the other. Iowa College Aid administers need-based college financial aid for Iowans, such as the Iowa Tuition Grant. We believe education should elevate your goals, your confidence, and your ability to shape the world. If you have money in other employer's plans, you may be able to transfer or roll it over to the St. Ambrose University retirement plan to increase your maximum loan amount. Many private educational loans also have associated fees. *Test scores are required for admission to specific programs and eligibility for top academic scholarships. Transfer Course Planning Guides. Become inspired by the inclusive and generous community you'll join at St. Ambrose University. In most cases, this is done electronically, but you can expect that processing will take several weeks to complete because of the credit underwriting that the lenders perform. If you are considering a private educational loan, be aware of the following: Compare Loans to Make an Informed DecisionSt. If you are considering a private educational loan, be aware of the following: Compare Loans to Make an Informed DecisionSt. Never loan a card to another individual. Explore your potential and seek answers to the unknown. If your credit does not pass, you may be required to have a co-signer in order to receive that loan. SAU receives all financial aid funds directly - including loans and grants - then applies them to your account: once in the fall term and once in the spring term. If you store your BeeCard in or on your cell phone case and then place the phone on a wireless charger it may damage your card. Accepted into a graduate program at St. Ambrose University, Completed a bachelor's degree at St. Ambrose or another accredited higher education institution, Conveniently billed to your student account (with daily billing option for "lease" flexibility), FREE:parking (monitored by 24/7 security); utilities; fast Wifi, Access to the SAU Library, Wellness and Recreation Center, sand volleyball court (right outside Hagen and Tiedemann! Meal plan change and appeal processes are available on theHousing Options and Meal Plans portal page. If you do require a co-signer, most lenders offer a co-signer release option. Review criteria and all details here.Award: up to $4,000. Become inspired by the inclusive and generous community you'll join at St. Ambrose University. Please visit theFinancial Aid Resources page. For information on interest rates visit the Federal Direct Loan website. In conjunction with lenders reviewed and used by our students, the SAU Financial Aid staff generated a list of lenders and compared those lenders' loan product details such as: fees, interest rates, rebates, etc. By Celine Klosterman. A student is not required to borrow from a lender on this list and may apply for a private student loan with any lender. This will result in you needing to buy a replacement. Be a responsible borrower and only borrow what you need to cover your educational expenses. Ambrose Advantage Full Tuition Scholarship(more information here) Criteria: Iowa resident, Pell Grant eligible, min. Davenport, IA 52803 However, if you are enrolled during the summer for at least half-time (6 hours for undergraduate or 3 hours for graduate), you may be eligible for Federal Direct Loans. We walk with you, guiding and encouraging you to the end. Don't bend it or break it! These are federally guaranteed loans. Here are some important tips to follow when borrowing student loans: All students filing a FAFSA are eligible for federal loans. If you are a first-time borrower, there is a 30-day hold on your first disbursement. An unsubsidized loan is not based on financial need, and there is no interest payment deferment. Out of State On Campus Merit-Based Scholarships. Be a responsible borrower and only borrow what you need to cover your educational expenses. You've already started your education. If you have any questions regarding adding Buzz Bucks, please call us at 563.333.6360, 518 West Locust Street, Davenport, IA 52803. Eligible students need to complete the following three steps between June 1 and November 15, 2022: Download helpful PDFs of this information here: First-Year Iowa Residents and First-Year Out of State Residents, Iowa Resident On Campus Merit-Based Scholarships. Students accepted into the Academic Community are graded on a comprehensive 80-point scale. First-Year Residence Halls and Meal Plans Costs 2023-2024 First-Year Student Housing Options Bechtel Hall $3,850 per semester / $7,700 per year First year students, co-ed by floor Offers double occupancy, suite-style living Private bathroom and shower in each suite Cosgrove Hall $3,355 per semester / $6,710 per year Wash it in a clothes washer/dryer or dishwasher. These calculators help estimate your out-of-pocket costs plus financial aid and scholarship figures for joining St. Ambrose University as a transfer student. BeeCard Services staff are notified when they have declined a card transaction. GET - Login - St. Ambrose University Welcome Manage Your Money, View Balances & more! If you are a student, faculty, or staff member at St. Ambrose University, you may have a BuzzBucks account. Student Life Current graduate housing options are listed in the SAU portal. Avoid defaulting on your student loan. The University's withdrawal and refund policies are applicable whether or not you enroll in the tuition insurance plan. 563-333-6258 Tuition, fees, housing and food are charged on a semester basis. An unsubsidized loan is not based on financial need, and there is no interest payment deferment. We walk with you, guiding and encouraging you to the end. Click here to visit the list of lenders offering private loan refinancing. Students who begin college more thanone year after graduating from high school may be eligible for a residency requirement waiver. Review our admissions requirements and Apply Now. If you are eligible for a Pell Grant or SEOG, the awards will appear on your financial aid award letter. The amount of loan you request may not be the amount you are eligible for. This is not a complete list of fees. If your grace period elapses and you are not enrolled, you will begin your repayment period. Students are expected to have their card on their person at all times. 563-333-6300 There is also a mobile app for your iPhone or Android device. OUT OF STATE RESIDENTPHI THETA KAPPA: $17,000Awarded to all Phi Theta Kappa National Honor Society members transferring from a community college, ACADEMIC SCHOLARSHIPSCriteria: based on GPAAwards:3.5-4.00 GPA $16,5003.0-3.49 GPA $15,5002.5-2.99 GPA $14,5002.0-2.49 GPA $11,500. Can I have more than one BeeCard?No. The majority of private educational loan lenders offer a choice of variable or fixed interest rates. Once you apply, the Financial Aid office will be notified and we will certify your loan. The unlimited meal plan is required for all first-year students living in South Hall and Cook Hall. Housing is billed a daily rate in order to provide flexibility for graduate academic schedules. Hagen Hall$4,785 per semester / $9,570 per year, McCarthy Hall$4,415 per semester / $8,830 per year, North Hall$4,570 per semester / $9,140 per year, Tiedemann Hall$4,415 per semester / $8,830 per year, Townhouses$4,415 per semester / $8,830 per year, First and Second Year Student Housing Options, Bechtel, Franklin, and Rohlman Hall$3,850 per semester / $7,700 per year, Cosgrove Hall$3,355 per semester / $6,710 per year, Davis Hall$2,855 per semester / $5,710 per year. Lab, books, graduation, and other miscellaneous fees and expenses may apply for continuing students. It also contains a microchip that's used with contactless card readers. If you are accepted, you will receive correspondence from us that includes housing registration and further information. Take a sneak peek of North Hall We're more than just smart kids! St. Ambrose students are expected to have their BeeCard (student ID) with them 24/7. Eligibility for an undergraduate student will be determined by the amount of loans borrowed previously in the academic year. Meal PlansEach meal plan includes Buzz Bucks to spend during the semester on food court items and beverages, room service pizza or to buy a cafeteria meal for a guest. Click on the visit button below to learn more about our virtual and in-person visit options. This plan allows students unlimited all-you-can-eat access to the Dining Hall during hours of operation. Before you begin using the calculator below, it's helpful to have your parents' latest tax return (and your own if you have one) to help you to complete the Financial Aid section. Avoid defaulting on your student loan. Resident Student Commuter Buzz Bucks Dining Near Me My Meal Plan Explore Catering Contact Variable means that the rates will fluctuate with the market over the life of the loan. [email protected], Apply Students must be accepted to SAU and have a housing contract turned in to be eligible for Academic Housing. This community fills quickly, and spots in the Academic Community are not guaranteed. Parents are responsible for the full payment or interest-only payments while their student is enrolled. For example, you borrow $1,000 and the loan you chose had a 5 percent origination fee, you would only receive $950 because $50 is deducted for the fee. Evaluation and Selection Criteria: After compiling a comprehensive list, lenders were evaluated and selected based on interest rates, origination fees, cosigner options, out-of-state borrower options, efficiency of loans processing, customer service, loan limit criteria, non-degree seeking loans options, past due balance options, and repayment options/incentives. These must be paid before students attend class, unless payment arrangements are made with Student Account Services office. Join a community that cultivates curiosity, dedication, and compassion. Enrollment Fee: $350 on campus / $200 off campusCommit to SAU bysubmitting a one-time enrollment fee. This means that the company will run your credit history. Otherwise, you will be charged the $25 replacement fee. Cost, information, and contracts are available on MySAU Portal. Who can get a BeeCard? Trustee Scholar: $25,000 per yearUnweighted 3.90 GPA and minimum 29 ACT or 1340 SAT score. Download Brochure (pdf) Catering Award-winning Sodexo Chefs Housing and Meal Plans, 2022-2023 Paying Your Bill myMountMercy CASHNet (parents and families) Flywire (international students) Graduate and Adult Accelerated Tuition & Fees Cost of Attendance *$400/credit hour with the Iowa Teachers Tuition Scholarship Program. How can I check my balance?When you make a purchase with BuzzBucks, simply ask the cashier to confirm your balance, or you may check your balance online at any time. Click for WRC hours of operationGalvin Fine Arts Center: BeeCard holders receive complimentary tickets to most events.Discounts at local businesses: Many local businesses offer discounts to BeeCard holders. Dual Admissions students may obtain their card after completion of required paperwork with the St. Ambrose Admissions office. Here is an example:After looking at your schedule, you realize you can only eat six meals a week (leaving 64 that you can't make), so you can exchange them for $5 each giving you $320 in Buzz Bucks. What if my BeeCard is stolen?If your BeeCard is stolen on campus, file a theft report with Security. There are two types of Direct Loans: subsidized and unsubsidized. A student is not required to borrow from a lender on this list and may apply for a private student loan with any lender. Read the BeeCard and Buzz Bucks FAQ below for more details. Take a Virtual Tour. Summer financial aid is not automatically awarded to students. Each year thousands of college students are unable to complete classes for the semester due to unforeseen medical issues such as illness, accidents, concussions, or issues related to mental health. Meal Plans Catering Services Events & Promos Nutritional Info Social Responsibility Surprise Me Packages / Buzz Bucks Favorites From Home Employment Frequently Asked ?'s Meet the Team Feedback Copyright 2007 St. Ambrose University, Davenport, IA 563/333-6000 Contact St. Ambrose Are you ready to take the next step? 563-333-6257, Visit Campus There is no minimum deposit required. Full-time students may be eligible based upon your strong academic performance in college, your talent in fine arts or athletics or your demonstrated financial need as determined by the Free Application for Federal Student Aid (FAFSA). Rogalski Center, Security Office Know your allotted grace period for each loan. *See the graduate student loan accordion for more information regarding federal loans available to graduate level students. We want to recognize the time it took to stay on top of important steps in your college search. Live in modern residence halls (some of the best in the Midwest), and enjoy sweet suite living, apartments, and close access to everything you need to succeed in college. Plus check out the new main campus virtual tour! Review criteria and all details here.Award: up to $4,000. Submit a housing contract and a non-refundable $150 housing fee. FAFSA deadline is July 1.Award: $6,800, Federal Pell GrantAwarded to students of the highest need based on how much your family can contribute to your education. Residence Life These processing or origination fees are charged to you and taken off the top of your loan. These can be used to purchase retail items at the Beehive Coffee Shop or Rogalski Center Food Court. Technology Fee: $280 per yearSoftware maintenance, upgrade network and lab equipment, enhance technological services. The U.S. Department of Education sets a Expected Family Contribution (EFC) threshold. This will greatly influence the total cost of the loan over the years of repayment. For example, you borrow $1,000 and the loan you chose had a 5 percent origination fee, you would only receive $950 because $50 is deducted for the fee. St. Ambrose offers excellent scholarships and grants, work-study and other financial aid options! Private loans are not part of the federal education loan program. unweighted GPA 2.5, admitted to SAU, full-time enrollmentAward: Full Tuition, Phi Theta KappaCriteria: awarded to all Phi Theta Kappa National Honor Society members transferring from a community collegeAward: $17,000, ACADEMIC SCHOLARSHIPSCriteria: based on GPAAwards:3.5-4.00 GPA $15,5003.0-3.49 GPA $14,5002.5-2.99 GPA $13,5002.0-2.49 GPA $11,500, Athletic ScholarshipsCriteria: performance and abilityAward: varies, Fine Arts ScholarshipsCriteria: performance and ability in music, art and theatreAward: varies, Fr.